Supercharge your iQ Decision Engine with iQ Scores

With iQ Risk Scores, iQ Fraud Scores, and iQ Marketing Scores, you can base decisioning on comprehensive, tested data models and risk appraisals — all accessible through the iQ Decision Engine to improve originations and mitigate risk.

iQ Risk ScoresTM

Reduce risk potential up front so you can focus on your best customers

iQ Fraud ScoresTM

Detect and prevent online fraud in real-time

iQ Marketing ScoresTM

Target high-response, low-risk consumers

Feel the power with iQ Scores

Models built on 15+ years of experience and over $4B of loans funded

30% lift over traditional competitive scores

Acquisition channel-specific scores

Precisely predict first payment default, delinquency, and charge-off

Ongoing monitoring to ensure peak model performance

Integrated with leading credit providers

  • TransUnion
  • Experian
  • Clarity
  • Microbilt
  • Decision Logic
  • LexisNexis
  • CoreLogic
  • Teletrack
  • Factor Trust

Automating risk and fraud scoring on a flexible and scalable software platform.

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